Chapter 7 Waiting Several months

To own a chapter seven case of bankruptcy in the Nj, your generally speaking need to hold off dos-4 ages ahead of a lender get consider your financial application. New wishing months will provide you with time for you to reestablish their borrowing and you can demonstrate you could potentially do payments responsibly.

Part 13 Wishing Several months

For many who submitted Chapter thirteen case of bankruptcy, your wishing months can be shorter have a tendency to only 1-2 yrs just after and make all the payments punctually and obtaining courtroom approval to adopt new obligations. It reduced timeline enables you to be considered if you are still and then make payments using your Chapter thirteen installment plan. Read more