• Reserves: If the debtor have nice dollars supplies, Fannie mae might possibly be so much more expertise having high DTI costs. Once doing the latest deposit and you can closing charge, the brand new borrower’s dollars reserves certainly are the kept money inside the liquid assets. Having a hefty reserve of money implies that youre stable economically and can handle unanticipated expenditures.

• Solid Borrowing Character: Even with increased DTI proportion, a debtor that have a very good borrowing reputation a top credit rating and you will a track record of with the-go out repayments can still be provided with beneficial believe. Read more